Receipts of loan taken by third party sought under RTI
The appellant sought the attested photocopies of receipts in respect of a loan taken by a person for a shop which was later refunded to the bank. The Public Information Officer (PIO) informed the appellant that there was lack of clarity about the information that was being sought along with the records. During the hearing, the respondent pointed out that it was third party information, which was held by the bank in fiduciary capacity. The respondent also submitted that the bank provides personal information only to those who are account holders and since the appellant was not the account holder, hence the information sought was not provided. The appellant stated that he wanted the information only for calculation purposes.
View of CIC
The Central Information Commission (CIC) directed the respondent to take recourse to the provision in section 11 of the RTI Act to determine from the account holder about making available the information sought to the appellant, and take action accordingly.
The use of the term SPIO instead of CPIO by the Information Commissioner is strange as the cases related to the State Public Information Officer (SPIO) go to the State Information Commission. In this site, the term Public Information Officer (PIO) is deliberately used to avoid the confusion.
Citation: Shri Jyoti Ram v. Central Bank of India in Decision No.CIC/SM/A/2011/001276/VS/00067
RTI Citation : RTIFI/2012/CIC/419
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