Information pertaining to crop insurance - Respondent: when a farmer takes a loan crop, insurance is compulsory otherwise it is the personal liability of the respondent branch manager in case of a crop failure - CIC: provide a photo copy of insurance file
1 Dec, 2013
Information pertaining to crop insurance - Appellant stated that he does not understand why the respondent made the crop insurance when he did not apply for it - Respondent: the appellant had taken a crop loan from the bank and according to the guidelines of the Government when a farmer takes a loan crop insurance is compulsory and that the appellant had also signed the document for crop insurance - if the crop insurance is not undertaken then it is the personal liability of the respondent branch manager in the event of a crop failure - CIC: provide a photo copy of the appellant's crop insurance file
ORDER
RTI application:
1. The appellant filed an RTI application on 27.06.2012 seeking information pertaining to crop insurance.
2. The PIO responded on 20.07.2012 and provided pointwise information to the appellant. The appellant filed a first appeal on 13.08.2012 with the first appellate authority (FAA). The FAA responded on 30.08.2012. The appellant filed a second appeal on 16.11.2012 with the Commission.
Hearing:
3. The appellant and the respondent both participated in the hearing through video conferencing.
4. The appellant referred to his RTI application of 27.06.2012 and stated that he has been given a response by the bank but response is not specific. The appellant stated that he does not understand why the respondent made the crop insurance when he did not apply for it.
5. The respondent stated that complete information has been provided to the appellant on all the points vide CPIO's reply of 20.07.2012. The respondent stated that the appellant had taken a crop loan from the bank and according to the guidelines of the Government when a farmer takes a loan crop insurance is compulsory and that the appellant had also signed the document for crop insurance.
6. The respondent stated that if the crop insurance is not undertaken then it is the personal liability of the respondent branch manager in the event of a crop failure. These are the circumstances in which the crop loan is followed by the crop insurance. The bank has already made available the information but the appellant has not been given the copy of the document in which he has given the undertaking.
Decision:
7. The respondent is directed to provide to the appellant, within 30 days of this order, photo copy of the appellant's crop insurance file. The appeal is disposed of. Copy of decision be given free of cost to the parties.
(Vijai Sharma)
Information Commissioner
Citation: Shri Ramraksh Pal v. Bank of Baroda in Decision No.CIC/VS/A/2012/001832/05436