Asking for information regarding a debit of Rs. 1 lakh from one's own bank account
The appellant filed an application under the Right to Information (RTI) Act with the Sarvve U.P. Gramin Bank seeking information regarding a certain closed account. The First Appellate Authority (FAA) denied the information under section 8(1)(d) Notwithstanding anything contained in this Act, there shall be no obligation to give any citizen, information including commercial confidence, trade secrets or intellectual property, the disclosure of which would harm the competitive position of a third party, unless the competent authority is satisfied that larger public interest warrants the disclosure of such information; and section 8(1)(e) Notwithstanding anything contained in this Act, there shall be no obligation to give any citizen, information available to a person in his fiduciary relationship, unless the competent authority is satisfied that the larger public interest warrants the disclosure of such information; of the RTI Act on the grounds of commercial confidence and fiduciary relationship. The FAA also pointed out that the appellant had not given any proof that he was the account holder of the bank.
During the hearing the before Central Information Commission (CIC), the appellant submitted that he is seeking information from the bank about the particulars of an amount of Rs. 1,00,000/- which has been debited from his account without his knowledge. He also stated that he had sold off some land for which he had received an amount of Rs. 1,00,000/- which was deposited in the bank. He claimed that his pass book is showing a debit of Rs. 1,00,000/- but he had not authorized this transaction and thus wanted to get information about this transaction. The respondent stated that the response given by the PIO shows that the amount has been shown as transferred on 10-3-2000 and that the account has been closed quite some time ago. The respondent also stated that the as per the bank’s norms and the vouchers and ledgers were kept for only 8 years and hence the record is not available.
View of CIC
The Commission upheld the decision of the FAA and rejected the appeal.
Citation: Mr. Baljeet Singh v. Sarvve U.P. Gramin Bank Regional Office in Decision No. CIC/VS/A/2012/000630/03524
RTI Citation : RTIFI/2013/CIC/1411
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