Appellant claimed that for standing guarantee for a loan, he had mortgaged his LIC policy and sought a copy of the policy - Respondent stated that he shall make another attempt to find the information - CIC: provide response within 30 days
A copy of the LIC policy that had been deposited with the bank was sought - appellant stated that he had stood guarantee for a loan that had been taken out by the loan account holder and for standing guarantee, he had mortgaged his LIC policy - Respondent: there is no such person who has taken a loan from the bank and hence the question of locating the LIC policy does not arise - appellant stated that the respondent seems to be confused similar sounding names - CIC: respondent to make another attempt to find the information and reply to the appellant under intimation to the CIC within 30 days
1. The appellant filed an RTI application on 04.04.2012 seeking information pertaining to a certain cash credit account.
2. The PIO responded on 18.06.2012 and informed the appellant that the requisite information is not available. The appellant filed a first appeal on 25.07.2012 with the first appellate authority (FAA). The FAA response is not on record. The appellant filed a second appeal on 09.11.2012 with the Commission.
3. The appellant and the respondent both participated in the hearing through video conferencing.
4. The appellant referred to his RTI application of 04.04.2012 and stated that he had sought a copy of the LIC policy that had been deposited with the bank.
5. The appellant stated that he had stood guarantee for the loan that had been taken out by the loan account holder and for standing guarantee he had mortgaged his LIC policy that he had taken out.
6. The respondent stated that in respect of the loan account holder mentioned by the RTI applicant, there is no such person who has taken a loan from the bank and hence the question of locating the LIC policy does not arise.
7.The appellant stated that it seems that the respondent has confused similar sounding names which are similar and there is the possibility of that LIC policy may be kept in other's file.
8. The respondent stated that he will in the light of the hearing make another attempt to find the information that the appellant is seeking and that he would in the next 2 or 3 weeks respond to the appellant under intimation to the Commission.
9. The respondent is directed to take action, within 30 days of this order, as per para 8 above in context of the RTI application. The appeal is disposed of.
Copy of decision be given free of cost to the parties.
Citation: Shri Shashi Bhushan Prasad v. Bank of India in Decision No.CIC/VS/A/2013/000009/05399